SBI- The country’s largest lender, State Bank of India (SBI), has given a big gift to its customers. Following a cut in the Reserve Bank of India’s policy rate, SBI has reduced its lending rates by 25 basis points, making loans cheaper for both existing and new borrowers. With this latest reduction, SBI’s External Benchmark Linked … Read more
Under the Old Pension Scheme (OPS), employees receive a pension equal to 50% (half) of their last drawn basic salary at the time of retirement. Join blogspells.in on Telegram Join Widgets Join WhatsApp Daily updates and quick alerts Join Now Join Telegram Chat, polls, and community Q&A Join Now Through this scheme, retirees are also … Read more
GST New Rules : Major Changes in GST Rules, New Rules will Come into Effect from December 15 GST New Rules : The Central Government has made a major change in GST-related compliance rules. The new rules will impact small businesses, especially those traders who conduct business across states. These new rules will become mandatory from … Read more
The High Court has issued strict Orders to All Banks, giving Relief to those with Low CIBIL Score CIBIL Score : Even if your CIBIL score is low, banks can no longer refuse to provide loans in certain cases. In a significant ruling, the High Court has provided major relief to people with poor CIBIL … Read more
Property Rights : Son-in-Law will also have Rights in Father-in-Law’s Property, big Decision of High Court. Property Rights : Property disputes generally become more common when people are not fully aware of their legal rights over a particular property. Many people also do not know how much right a son-in-law has over his father-in-law’s property (damaad … Read more
RBI Issues New Guidelines For ₹100, ₹200 And 500 Rupees Note, Big Announcement By The Government ₹100, ₹200 And 500 Rupees Note : In India, paper currency is used regularly, and because of this, notes often become dirty, torn or damaged. Many times, when you withdraw cash from an ATM, you may receive mutilated notes, which … Read more
Ration Card: 4 New Rules to Take Effect on Ration Cards and Gas Cylinders from December 15. Ration Card : In India, the ration card is an important facility provided by the government to poor and needy families. This card gives eligible families the right to receive food grains at low prices, helping them deal with … Read more
500 Rupee Note : There were rumors in 2025 suggesting the abolition of 500 notes in the country, which generated confusion in the country. There was a viral message that the Reserve Bank of India (RBI) had ordered banks to cease dispensing ₹500 notes through the ATM before September. But, the government and RBI officially explained … Read more
Supreme Court Decision : Renting out a house is considered a stable source of income. This is why people invest in property—buying houses, shops, and land—and then renting them out. However, many property owners do not pay attention to their rented property. Some go abroad, while others stay in the country but remain busy with … Read more
Post Office TD Scheme : This is the fourth time the RBI has cut the repo rate this year, bringing the total reduction to 1.25% so far. Due to the repo rate cut, banks have also reduced their Fixed Deposit (FD) interest rates. However, the Post Office is still offering attractive and unchanged interest rates to … Read more
